Apr 03 , 2024
Abundance Mindset: Unlocking Limitless Potential.

Which Belief Do You Hold: Is Time More Valuable Than Money, or Is Time Money?

The juxtaposition of “time is more valuable than money” and “time is money” provides varied understandings of time’s importance and its interplay with wealth.

“Time is more valuable than money” underscores the inherent worth of time, highlighting its limited availability and irreplaceable quality. It advocates for mindful time management, suggesting that how we allocate time profoundly shapes our experiences, relationships, well-being, and quality of life. Money is essential for fulfilling needs and desires, but its value is realized when it aids the judicious use of time.

On the other hand, the adage “time is money” stresses the economic aspect of time, treating it as a measurable resource equivalent to money. It emphasizes efficiency, productivity, and the concept of opportunity cost, where time spent on one activity is lost for potential earnings or other opportunities. From this view, effective time management is critical for maximizing financial benefits and meeting goals.

Time is more valuable than money—its judicious use shapes our experiences, relationships, and well-being.

These perspectives agree on the significance of time, yet they diverge in focus. The former values the intrinsic role of time in creating enriching experiences and personal achievement, while the latter highlights its practical utility in economic engagements and resource management.

The belief that time outweighs money is based on several tenets:

Finite Nature:

Time is a one-time commodity that cannot be recouped. Unlike money, which can be accrued and spent repeatedly, time is limited and definite.

Opportunity Cost:

Choosing how to spend each moment means foregoing other pursuits, which stresses the need for discernment and prioritization in how we use our time.

Quality of Life:

Time forms the backdrop for life’s experiences, influencing personal satisfaction, relationships, and overall well-being. Although wealth may enable certain life facets, it is less impactful than the enrichment derived from meaningful engagement.

Health and Well-being:

Allocating time for rest, rejuvenation, and self-care is crucial for maintaining physical and mental health. Ignoring these necessities for financial gain can lead to adverse effects, marking time’s essential role in fostering holistic health.

Legacy and Impact:

The mark we leave on the world extends beyond material wealth, involving our influence on others and the broader society. Time spent nurturing relationships and pursuing passions often results in lasting legacies that transcend financial transactions.

While money facilitates various endeavors, time is the ultimate measure that defines our existence and the legacy we leave. Recognizing its unparalleled importance, many prefer allocating time wisely over merely accumulating wealth, as it fosters fulfillment, connection, and personal expansion.

The concepts of “not enough time” and “not enough money” stem from a scarcity mindset – the belief in a limited universe. This outlook perceives both time and money as finite and inadequate for fulfilling needs or ambitions. However, the notion of abundance challenges this by proposing a limitless universe rich in resources and opportunities.

Shift your perspective from scarcity to abundance to unlock life’s limitless potential.

Limited Universe Mentality:

Not Enough Time:

Believing there is insufficient time can lead to a harried, stressed existence, where meaningful activities or well-being might be sacrificed.

Not Enough Money:

Similarly, feeling a shortage of money breeds anxiety and a continuous sense of want, possibly leading to over-frugality or decisions driven by fear.

Abundance Mentality or Unlimited Universe:

Unlimited Universe:

The abundance mindset contests the idea of scarcity, viewing the universe as inherently full presenting endless prospects for growth and wealth. It involves recognizing and valuing the existing abundance in one’s life.

Trust in a higher power balances personal responsibility in managing time and finances wisely.” –Vazken Kalayjian

Shift in Perspective:

Adopting an abundance mindset means shifting from a focus on lack to one of gratitude, creativity, and abundance. Rather than fixating on deficits, those with an abundance mindset pursue opportunities and rely on the universe to realize their desires.

How do we reconcile the belief that a deficit of time or money might spring from a lack of self-trust or faith in a higher power, as characterized by monotheistic religions like Christianity, Islam, and Judaism? Contrarily, other spiritual traditions, such as Buddhism, do not rely on a supreme god but seek enlightenment. Hindus worship multiple deities alongside Brahman. Taoism looks to the Tao rather than a god. Zoroastrianism follows the teachings of Zoroaster and the worship of Ahura Mazda.

Within an individual’s belief system, this might manifest as:

Trust in Providence:

Various traditions include trusting a supreme being or universe for provision. A lack of trust can result in anxiety and a scarcity mentality.

Surrendering to Faith:

Surrendering time and money worries to faith may bring peace, with the trust that needs will be met according to a higher plan. A lack of this trust can breed insecurity.

Personal Responsibility:

While faith can guide, individuals should also manage their time and finances wisely, balancing belief with practical action.

On a practical level, one may rely on learning, qualified business coaches, a business plan, time management skills, and networking to succeed in business endeavors. As Benjamin Franklin said, “Don’t put off until tomorrow what you can do today.” This maxim encourages immediate action and discourages procrastination.

In summary, the interrelation of time and money with faith or self-trust varies by individual perspective. By fostering a mindset of abundance and recognizing the interconnectedness of the universe, people can overcome a scarcity mentality and live more fulfilling lives.

Overcome limiting beliefs about money through practical steps and reflection.


The exploration of time’s worth versus its monetary equivalence reveals a profound dichotomy in values—one that challenges us to evaluate deeply our perceptions and management of this non-renewable resource. The debate between viewing time as more valuable than money or as a direct currency in itself encapsulates a broader dialogue about what we truly value in life. It urges us to reflect upon and prioritize the finite moments that define our existence.

Coming to terms with the finite nature of time invites us to cultivate a mindset of mindfulness and purposeful engagement, ensuring that each moment is utilized in a manner that enriches our lives and resonates with our deepest values. Simultaneously, understanding time as a fundamental economic asset encourages us to approach our days with discipline and strategic planning, aiming to optimize our productivity and economic outcomes.

This discourse extends beyond personal belief systems and into the realm of cultural and spiritual diversity, where differing views on divinity and the universe shape our relationship with time and money. By navigating these varied perspectives, we can uncover a more nuanced approach that weaves together trust in a higher power with personal accountability, uniting spiritual fulfillment with practical success.

The transformation from a scarcity mindset to one of abundance is an essential shift that enables us to perceive the limitless potential that life offers. By overcoming the “disease of tomorrow” and embracing the “readiness of time,” we fortify our resolve to act in the present, bringing to fruition the seeds of our aspirations and dreams.

Ultimately, our relationship with time and money is a reflection of our inner beliefs and attitudes toward life itself. By addressing our limiting beliefs and cultivating an abundance mentality, we open ourselves to the myriad of possibilities that await. Through mindful presence, strategic action, and a deep trust in the flow of the universe, we can navigate life’s uncertainties with confidence, harnessing the power of our most precious resource—time—and thereby unlocking our limitless potential.

Practical exercise to conquer limiting beliefs about money:

  1. Reflect on your financial upbringing.
  2. Separate emotions from financial decisions.
  3. Address financial blind spots.
  4. Rewrite your financial narrative.
  5. Implement practical, achievable steps.